Frequently Asked Questions

Q:

Is it possible to buy pet stain removers online?

- A: Yes, you can buy pet stain removers online or from any supermarket; they are available in almost every store. Read the reviews since it gives you an idea about its effectiveness.

Q:

How can you diagnose cat allergies?

- A: If you suspect that you are allergic to cats, see an allergist for proper diagnosis and treatment. A skin-prick test is the most common way of diagnosing a cat allergy. For this test, a small amount of an extract of cat allergen is placed on your skin. Your skin is then pricked with a small, sterile probe, allowing the liquid to seep under the skin

Q:

How much is a term life insurance policy?

- A: Average costs will differ when any of these variables change. For example, a 35 year-old female nonsmoker would pay an average of $61 per month for $1,000,000 worth of life insurance with a 20-year term, and $23.90 per month for $250,000 worth of life insurance with a 20-year term.

Q:

What kind of life insurance builds cash value?

- A: The rest of the premium payment will go toward your policy's cash value. The life insurance company generally invests this money in a conservative-yield investment. As you continue to pay premiums on the policy and earn more interest, the cash value grows over the years.

Q:

How can one ensure that their pet is taken care of completely?

- A: All dogs must be cared for daily. This means proper diet, exercise, grooming and veterinary attention. There are many excellent guides on all facets of dog care. AKC's own books, The Complete Dog Book and AKC Dog Care and Training Book, contain information on proper dog care. We recommend you have these or some other authoritative reference source

Q:

What is a whole of life insurance policy?

- A: Whole life insurance, or whole of life assurance (in the commonwealth of nations), sometimes called "straight life" or "ordinary life," is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.

Q:

How much is a term life insurance policy?

- A: Again, the average costs will differ when any of these variables change. For example, a 35 year-old female nonsmoker would pay an average of $61 per month for $1,000,000 worth of life insurance with a 20-year term, and $23.90 per month for $250,000 worth of life insurance with a 20-year term.