Frequently Asked Questions
Do you really need pet insurance?
- A: Pets are often seen as part of the family, so making sure they're covered with pet insurance in case they become sick or have an accident can be a good idea. Policies can also provide cover should your pet die, become lost or stolen, attack a third party or damage property.
How do vaccinations affect pet insurance?
- A: While insurance doesn't cover the cost of pet vaccinations, ensuring vaccinations are up to date has the potential to lead to a cut in premiums. What's more, if vaccinations are not kept up to date and you need to make a related claim, you may find that your insurance has been invalidated.
Should you buy pet insurance?
- A: Pet insurance policies vary greatly from company to company. The only way to know what you're buying is to get a copy of the policy and see whats covered and more importantly, whats not. Look very carefully at the fine print so that you're not surprised when you file a claim and find that it's denied. You need to know: 1. Is there a physical exam r
How do I compare different pet insurance?
- A: To buy the best pet insurance for your pet, it is important to compare them. Use websites that have reviews from people and that help compare the components of insurance.
Does your pet’s age matter while buying pet insurance?
- A: Premiums are likely to be higher for older animals, but generally there should be cover available for all ages.
What is third party pet liability insurance?
- A: Third party liability insurance provides cover should your dog cause accidental injury or damage to someone else's person, property or pet. This can include paying for the bills if you're required to defend yourself in a legal case involving your dog.
Is pet insurance important to have?
- A: It helps you save money, allow you to pick your veterinary for your pet, helps with funds in emergency situations. Having a pet insurance enable you to focus more on your pet's health.
What is per-incident deductible in pet insurance?
- A: A deductible is the amount that you're responsible for, before your insurance coverage applies. It's deducted right off the top, before the insurance company pays on a claim. You're probably familiar with deductibles from other types of insurance (health insurance, car insurance, etc.). A per-incident deductible is where a deductible is applied for
What are the various types of insurance policies?
- A: There are various kinds on insurance policies that are available on various assets. Auto, health, commercial vehicle, and travel insurance are some of the popular types of insurance policies.
What companies provide pet insurance?
- A: Embrace, Healthy Paws, USAA, Progressive, Trupanion, Nationwide, Pets Best, Premier, American Modern, Pet Premium, and VPI are some companies that provide pet insurance.